Priority Sector Lending
Every RBI rule that touches Priority Sector Lending, simplified for bankers. 0 published.
Latest circulars in this cluster
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Frequently asked questions
What counts as priority-sector lending?
Eligible categories include agriculture, micro/small/medium enterprises, export credit, education, housing within defined limits, social infrastructure, renewable energy and lending to weaker sections, each with its own conditions.
What are PSL Certificates?
Priority Sector Lending Certificates let a bank that has lent beyond its target sell the excess, and a bank short of its target buy it, without transferring the underlying loan. It is a market mechanism to meet sub-targets efficiently.
Do PSL targets differ by bank type?
Yes — targets and sub-targets vary across commercial banks, small finance banks, regional rural banks and co-operative banks. The applicable circular for your category is linked in the cluster below.