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BankPulseBETALast refreshedपिछला अपडेट 12 Oct, 12:28 am IST12 Oct, 12:28 am ISTLast RBI checkRBI की पिछली जाँच 12 Oct, 12:26 am IST12 Oct, 12:26 am ISTRegulatory intelligence for Indian banking

Daily Regulatory Briefदैनिक नियामक सार

Latest Banking Newsताज़ा बैंकिंग समाचार

Last checked 07:19 IST.अंतिम जांच 07:19 IST.

Recent Circulars and Notificationsहाल के परिपत्र और अधिसूचनाएँ

The seven newest RBI circulars, notifications and directions, one row per change, newest first. Each row says if action is needed and by when; open it for the details.सात नवीनतम RBI परिपत्र और अधिसूचनाएँ। नवीनतम पहले।

All banks
Risk Management and Inter-Bank Dealings
RBI notification · 12 Oct 2026 ↗Added 12:38 am ISTजोड़ा गया 12:38 am IST
All banks
Risk Management and Inter-Bank Dealings - Foreign Exchange Risk Reserve
RBI notification · 10 Oct 2026 ↗Added 10 Oct, 2:11 am ISTजोड़ा गया 10 Oct, 2:11 am IST
All banks
Risk Management and Inter-Bank Dealings
RBI notification · 10 Oct 2026 ↗Added 10 Oct, 2:29 am ISTजोड़ा गया 10 Oct, 2:29 am IST
All banks
Section 42(1) of the Reserve Bank of India Act, 1934 - Change in Daily Minimum Cash Reserve …
RBI notification · 9 Oct 2026 ↗Added 9 Oct, 5:59 pm ISTजोड़ा गया 9 Oct, 5:59 pm IST
Urban co-op banks
Directions under Section 35 A read with Section 56 of the Banking Regulation Act, 1949 – Sri …
RBI press release · 8 Oct 2026 ↗Added 8 Oct, 5:23 pm ISTजोड़ा गया 8 Oct, 5:23 pm IST
Urban co-op banks
Directions under Section 35 A read with Section 56 of the Banking Regulation Act, 1949 – The …
RBI press release · 8 Oct 2026 ↗Added 8 Oct, 5:11 pm ISTजोड़ा गया 8 Oct, 5:11 pm IST
All India financial institutions
Reserve Bank of India (All India Financial Institutions (AIFIs) – Prudential Norms on Capital …
RBI notification · 7 Oct 2026 ↗Added 7 Oct, 6:50 pm ISTजोड़ा गया 7 Oct, 6:50 pm IST
New
A whole RBI rule, in short plain points
405 rules broken into 18663 short points in plain English.
Start with: Reserve Bank of India (Commercial Banks – Credit Facilities) Dir →

Recent Movementsहाल की नियुक्तियाँ

The time on each item is how long ago the move happened, not when an article about it appeared.तारीख वह है जब नियुक्ति हुई, लेख की तारीख नहीं। हर तारीख के साथ यह भी लिखा है कि वह कितने समय पहले हुआ।

Deadline and Compliance Calendarसमयसीमा और अनुपालन कैलेंडर

Only dates RBI wrote in its own document. Nearest first.केवल वे तारीखें जो RBI ने खुद लिखीं। नजदीकी पहले।

18 days left18 दिन बाकीFake Indian Currency Notes (FICNs)-Detection, Reporting and Monitoring
BY WHEN: October 31, 2026 · commercial banks, urban co-operative banks, rural co-operative banks and others · Official source ↗
25 days left25 दिन बाकीFake Indian Currency Notes (FICNs)-Detection, Reporting and Monitoring
BY WHEN: November 7, 2026 · commercial banks, urban co-operative banks, rural co-operative banks and others · Official source ↗
535 days left535 दिन बाकीReserve Bank of India (Trade Receivables Discounting System) Directions, 2026
BY WHEN: March 31, 2028 · Official source ↗

Today's Rates and Key Numbersआज की दरें और मुख्य आंकड़े

Read from RBI's own page at 7:20 am IST.RBI के अपने पृष्ठ से पढ़ा गया।

5.50%Policy Repo Rate
5.25%Standing Deposit Facility Rate
5.75%Marginal Standing Facility Rate
5.75%Bank Rate
3.00%CRR
18.00%SLR

Penalties This Monthइस महीने के जुर्माने

4 in the last 30 days. Newest first.नया पहले।

Oct 08, 2026
The Monghyr-Jamui Central Co-operative Bank Limited, Bihar
₹5 lakh (Rupees Five Lakh only) · non-compliance with certain directions issued by RBI on Know Your Customer (KYC) · RBI press release ↗
Sep 24, 2026
Ola Financial Services Private Limited
₹3.10 lakh (Rupees Three lakh ten thousand only) · non-compliance with certain directions issued by RBI on Know Your Customer (KYC) · RBI press release ↗
Hero Fincorp Limited
₹10 lakh (Rupees Ten Lakh only) · non-compliance with certain provisions of the directions issued by RBI on Fair Practices Code for Lenders – Charging of Interest · RBI press release ↗
KLM Axiva Finvest Limited
₹2.70 lakh (Rupees Two lakh seventy thousand only) · non-compliance with certain provisions of the directions issued by RBI on Auction procedure · RBI press release ↗

Draft Rules Open for Commentटिप्पणी के लिए खुले मसौदे

A draft is not a rule. Nothing here binds anyone yet. Send your views before the date.मसौदा नियम नहीं है। अभी कुछ बाध्य नहीं।

No draft with a stated closing date is open for comment today.आज कोई मसौदा टिप्पणी के लिए खुला नहीं है।

Bank Holidays in the Next 7 Daysअगले 7 दिनों के बैंक अवकाश

13 October to 19 October. Checked against RBI's list and each state's notice.RBI की सूची से जाँचा गया।

Maha Saptami
Saturday 17 October · in Tripura
Dussehra (Maha Ashtami)
Monday 19 October · in Arunachal Pradesh, Mizoram
Dussehra (Durga Puja)
Monday 19 October · in Nagaland
Durga Puja (Maha Astami)
Monday 19 October · in West Bengal, Tripura, Jharkhand
Durga Puja (Vijaya Dashami)
Monday 19 October · in Assam
Maha Navami
Monday 19 October · in Odisha
Durga Puja
Monday 19 October · in Bihar

Rules by Loan and Productऋण और उत्पाद के अनुसार नियम

RBI's rules, gathered by the loan or product they name.RBI के नियम, ऋण या उत्पाद के अनुसार।

Gold loan rules
Every RBI rule point that names gold loans, with the RBI paragraph beside it.
Housing loan rules
Every RBI rule point that names housing loans, with the RBI paragraph beside it.
MSME loan rules
Every RBI rule point that names MSME loans, with the RBI paragraph beside it.
Personal loan rules
Every RBI rule point that names personal loans, with the RBI paragraph beside it.
Working capital rules
Every RBI rule point that names working capital, with the RBI paragraph beside it.
Agriculture loan rules
Every RBI rule point that names agriculture loans, with the RBI paragraph beside it.
Credit card rules
Every RBI rule point that names credit cards, with the RBI paragraph beside it.

Tools for Bankersबैंकरों के लिए उपकरण

Every tool is free and works in the browser. Nothing is uploaded.हर उपकरण मुफ्त है और ब्राउज़र में चलता है।

Check my policy for old circulars
Paste a policy. See which circular numbers RBI has withdrawn.
Where did my circular go?
Type an old circular number. See if RBI withdrew it.
EMI calculator
Loan amount, months and rate in. EMI and every month's repayment out.
FD rates by tenure
Fixed deposit rates by tenure, from each bank's own website.
What replaced what
Stop citing a rule RBI has already closed.
What changed
Each amendment beside the rule it changed.
Your desk
Pick your institution and your desk. See only what reaches you.

Learn in Plain Englishसरल भाषा में सीखें

One banking term to a page, with worked examples and the official source.हर पन्ने पर एक बैंकिंग शब्द, उदाहरण के साथ।

What is a valuation report?
A valuation report is a valuer's signed opinion on what a property is worth.
What is an encumbrance certificate?
An encumbrance certificate is a government record of every registered claim on a property, for the years you choose.
What is a title search report?
A title search report is a lawyer's written check of who has owned a property, and since when.
What is mortgage by deposit of title deeds? (equitable mortgage)
A borrower hands over original title papers to a lender, meaning them as security for a debt.
What is net worth? (and why it is not market value)
Net worth is what a business or person owns minus what they owe, taken from the balance sheet.
What are the types of mortgage? (registered, equitable, English, and more)
A mortgage can be created in six legal ways, and each way changes cost, speed, and enforcement.
What is ICR? (Interest Coverage Ratio)
ICR (Interest Coverage Ratio) shows how many times a business's profit can pay its yearly interest bill.

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Sign in with your Google account. One tap, and we never see your password.अपने Google खाते से साइन इन करें। एक टैप, और हम आपका पासवर्ड कभी नहीं देखते।

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Manage your account (view, export, or delete your data)अपना खाता प्रबंधित करें (डेटा देखें, निर्यात करें, या हटाएं)