Co-operative Banks
Every RBI rule that touches Co-operative Banks, simplified for bankers. 0 published.
Latest circulars in this cluster
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Frequently asked questions
How are co-operative banks regulated differently from commercial banks?
Co-operative banks historically operated under dual control of RBI and the registrar of co-operatives; RBI has progressively strengthened its prudential and governance oversight while keeping some structural differences from commercial banks.
What governance reforms apply to urban co-operative banks?
Reforms have emphasised board-level professional expertise, a board of management, tighter exposure norms to single and group borrowers, and clearer supervisory-action thresholds. The specific instructions are tracked below.
Can urban co-operative banks expand their business?
Well-managed UCBs meeting defined criteria have been allowed a broader set of activities and branch expansion under a tiered regulatory approach. Read the applicable circular in the cluster below.