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Virtual RM / Phone Banking — Deposits & Rates

RBI updates that affect a Virtual RM / Phone Banking working in Deposits & Rates, newest first.

Health snapshot
Healthy: 5Usable: 49Caution: 79Retired / superseded: 444

Synthesized from legal status + lineage tracking on each circular — not a legal opinion, always confirm against the official RBI source.

Updates
LAF Rate Change
high06 Jul 2026
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