HomeDepartments › Legal & Compliance

Legal & Compliance desk

Governance, consumer protection and enforcement/compliance circulars. 2145 circular(s) mapped so far.

Showing the 150 most recent of 2145 circulars mapped to this desk. Browse the full circular archive for the rest.

RBI fines Chikmagalur Co-op Bank for director-related loans

29 Jun 2026, 17:38 IST

RBI fines Sri Bharathi Co-operative Urban Bank ₹1.5 lakh for director loan, small-value loan rule breaches

29 Jun 2026, 17:38 IST

RBI fines Citizens Urban Co-op Bank ₹5 lakh for exposure and cyber lapses

29 Jun 2026, 17:26 IST

RBI fines Lalgudi Co-op Urban Bank for capital adequacy lapses

25 Jun 2026, 18:02 IST

RBI fines Modern Co-op Bank for exposure and KYC lapses

25 Jun 2026, 18:02 IST

RBI Penalty on Nabapalli Cooperative Bank for KYC Lapses

25 Jun 2026, 18:02 IST

RCB Customer Liability Limits for Unauthorised EBTs Revised

25 Jun 2026, 17:46 IST

UCB Customer Liability Limits for Unauthorised EBTs Revised

25 Jun 2026, 16:54 IST

RBI fines Shimoga DCC Bank ₹1 lakh for director-related loans

22 Jun 2026, 17:54 IST

RBI fines Hutatma Sahakari Bank for director-relative loan

22 Jun 2026, 17:54 IST

RBI fines Chittoor DCC Bank for director-related loans

22 Jun 2026, 17:54 IST

RBI fines Sultanpur Jilla Sahkari Bank for KYC, CIC, and deposit rule breaches

22 Jun 2026, 16:10 IST

RBI Tightens Agency and Referral Rules for Small Finance Banks

21 Jun 2026, 10:53 IST

RBI Tightens RRB Third-Party Product Rules

21 Jun 2026, 10:53 IST

RBI Tightens Payments Banks' Third-Party Product Rules

21 Jun 2026, 10:53 IST

IDBI Ltd Added to RBI Second Schedule

21 Jun 2026, 10:38 IST

RBI Reminder on Revaluation Data for FC Assets/Liabilities

21 Jun 2026, 10:38 IST

Supreme Court Committee on Golden Forest: Banks Must Transfer Funds

21 Jun 2026, 10:30 IST

RBI Allowed 7-Day Minimum Tenor for Retail Term Deposits (2004)

21 Jun 2026, 10:30 IST

RBI raises NRE deposit rate ceiling to LIBOR plus 50 bps

21 Jun 2026, 10:30 IST

UCB Housing Loan Priority Sector Ceiling Raised to Rs 15 Lakh

21 Jun 2026, 10:18 IST

Netting Benefit Extended to HSBC Primary Dealership for Reserve Requirements

21 Jun 2026, 10:18 IST

ESOP Loan Limits Raised: 90% Finance or ₹20 Lakh

21 Jun 2026, 10:10 IST

UCBs: Fax Reporting of Call/Notice Money Discontinued

21 Jun 2026, 10:10 IST

RBI Tightens KYC Norms for Urban Co-op Banks to Combat Money Laundering

21 Jun 2026, 10:10 IST

Tsunami Relief: FCRA Exemption for Foreign Contributions

21 Jun 2026, 10:10 IST

Tsunami Relief: FCRA Exemption for UCBs

21 Jun 2026, 10:10 IST

UCBs: Insurance entry norms eased

21 Jun 2026, 10:02 IST

FCRA Compliance: RBI Master Circular on Foreign Donations

21 Jun 2026, 09:51 IST

UCB Investment Reclassification: RBI Relaxes Provisioning Norms

21 Jun 2026, 09:46 IST

Revised norms for accrued interest on UCB advances

21 Jun 2026, 09:46 IST

RBI caps UCB donations at 1% of profits

21 Jun 2026, 09:38 IST

RBI Tightens UCB Exposure Norms: New 15%/40% Limits

21 Jun 2026, 09:38 IST

RBI mandates standing committees for customer service

21 Jun 2026, 09:38 IST

Customer Service Committee to Monitor Banking Ombudsman Awards

21 Jun 2026, 09:38 IST

UCBs: Grandfathering of director guarantees clarified

21 Jun 2026, 09:38 IST

Derivatives Risk Disclosure Mandate for Term Lending Institutions

21 Jun 2026, 09:26 IST

J&K Credit Concessions Extended to March 2006

21 Jun 2026, 09:26 IST

Branch Shifting: RBI Eases Licence Amendment Process

21 Jun 2026, 09:26 IST

Door-step Banking: RBI Allows Banks to Formulate Scheme for Customer Premises Services

21 Jun 2026, 09:26 IST

RBI Guidelines for Private Sector Bank Mergers (2005)

21 Jun 2026, 09:18 IST

RBI eases dividend payout norms for banks

21 Jun 2026, 09:18 IST

SSI Investment Limit Enhanced for Sports Goods – UCBs

21 Jun 2026, 09:18 IST

RBI Revises Board Review Calendar for Public Sector Banks

21 Jun 2026, 09:10 IST

RBI mandates domestic rupee benchmarks for interest rate derivatives

21 Jun 2026, 09:10 IST

Bank Finance for Overseas Equity Acquisitions Eased

21 Jun 2026, 09:10 IST

Simplified Claims for Deceased Depositors: 2005 RBI Circular

21 Jun 2026, 09:10 IST

UCBs get CRR/SLR relief on 3-year+ NRE term deposits mobilized till Sep 2026

21 Jun 2026, 09:02 IST

RBI Extends 180-Day NPA Norm for Small UCBs for Three Financial Years Ending March 2005, 2006, and 2007

21 Jun 2026, 09:02 IST

RCBs get CRR/SLR relief on long-term NRE deposits

21 Jun 2026, 09:02 IST

Master Circular on Interest Rates for Advances (2005)

21 Jun 2026, 08:54 IST

RBI Withdraws Credit Ceiling for Registered NBFCs in Equipment Leasing, Hire-Purchase, Loan, and Investment

21 Jun 2026, 08:46 IST

Simplified Claim Settlement for Deceased Depositors – UCBs

21 Jun 2026, 08:46 IST

RBI Eases Prior Approval for Internet Banking Services

21 Jun 2026, 08:46 IST

RBI Guidelines on Purchase/Sale of NPAs (2005)

21 Jun 2026, 08:46 IST

Master Circular on CRR and SLR Requirements

21 Jun 2026, 08:46 IST

Relaxed KYC for Flood Victims: Aug 2005 Circular

21 Jun 2026, 08:38 IST

Current Account Opening Discipline: 2004 RBI Clarification (September 23, 2004)

21 Jun 2026, 08:38 IST

Master Circular on Housing Finance for Urban Co-op Banks

21 Jun 2026, 08:30 IST

RBI mandates annual branch expansion plans linked to corporate strategy

21 Jun 2026, 08:30 IST

Relaxed KYC for flood victims: Aug 2005 circular

21 Jun 2026, 08:30 IST

Master Circular on Management of Advances for Urban Co-op Banks

21 Jun 2026, 08:30 IST

Priority Sector Lending Targets for Urban Co-op Banks

21 Jun 2026, 08:30 IST

Revised Board Review Calendar for Private Banks

21 Jun 2026, 08:30 IST

Simplified KYC Procedure for Small Accounts (2005)

21 Jun 2026, 08:26 IST

Master Circular on Board of Directors for Urban Co-op Banks

21 Jun 2026, 08:26 IST

Master Circular on Deposit Account Maintenance for Urban Co-op Banks

21 Jun 2026, 08:26 IST

UCBs - KYC Guidelines - Anti-Money Laundering Standards

21 Jun 2026, 08:26 IST

RBI Expands Gold Loan Access for Domestic Jewellery Makers

21 Jun 2026, 08:10 IST

SME Debt Restructuring Mechanism for Banks

21 Jun 2026, 08:10 IST

Liberalised Branch Authorisation Policy

21 Jun 2026, 08:10 IST

Master Circular on Guarantees and Co-acceptances 2005

21 Jun 2026, 08:10 IST

RBI Guidance Note on Management of Operational Risk

21 Jun 2026, 08:00 IST

UCB Director Loan Ban: Three Exemptions Notified

21 Jun 2026, 08:00 IST

IFR Treatment for Basel II Transition

21 Jun 2026, 08:00 IST

SSI Reserved Items List Updated for UCBs

21 Jun 2026, 08:00 IST

UCBs with accumulated losses barred from donations

21 Jun 2026, 08:00 IST

RBI advises banks to consider hallmarked gold jewellery for advances

21 Jun 2026, 07:50 IST

RBI Revises NRE Deposit Interest Rate Ceiling

21 Jun 2026, 07:50 IST

Rupee Export Credit Interest Rates Extended Till April 2006

21 Jun 2026, 07:50 IST

RBI Raises Standard Asset Provisioning to 0.40%

21 Jun 2026, 07:50 IST

RBI Extends OTS Scheme for SME Accounts to FIs

21 Jun 2026, 07:46 IST

Revised NRE Deposit Interest Rate Ceiling for UCBs

21 Jun 2026, 07:46 IST

UCB Mergers: Loss Amortisation Over 5 Years Allowed

21 Jun 2026, 07:46 IST

UCBs: Standard Asset Provisioning Hiked to 0.40%

21 Jun 2026, 07:46 IST

RBI Revises Unsecured Advance Limits for Urban Co-op Banks

21 Jun 2026, 07:32 IST

RBI Allows Banks to Use Business Facilitators and Correspondents for Financial Inclusion

21 Jun 2026, 07:26 IST

Branch Authorisation Policy: Consolidated Approvals & One-Year Validity

21 Jun 2026, 07:26 IST

Software Cost Amortization Rules for UCBs

21 Jun 2026, 07:26 IST

SEFC Scheme: Strategic Alliance for SSI Credit Flow

21 Jun 2026, 07:26 IST

UCB Credit Exposure: Term Loan Outstanding Now Counts

21 Jun 2026, 07:18 IST

RBI Directs Banks to Overhaul Export Credit for SMEs

21 Jun 2026, 07:18 IST

UCBs Banned from Crediting Account Payee Cheques to Third Parties

21 Jun 2026, 07:18 IST

Uniform Reference Rate for NRE/FCNR(B) Deposits via FEDAI-Published LIBOR/SWAP

21 Jun 2026, 07:18 IST

RBI's 2026 KCC Directions for Rural Co-operative Banks

21 Jun 2026, 07:18 IST

UCBs: Preferential Margins for Hallmarked Gold Loans

21 Jun 2026, 07:10 IST

PMLA 2002 Compliance: Banks Must Report Cash & Suspicious Transactions

21 Jun 2026, 07:10 IST

Real Estate Lending: Clearances Before Disbursement

21 Jun 2026, 07:10 IST

RBI Guidelines for Banks as Primary Dealers (2006)

21 Jun 2026, 07:10 IST

SLR Exemption for Small Urban Co-operative Banks

21 Jun 2026, 07:10 IST

UCBs: SME Debt Restructuring Guidelines (2006)

21 Jun 2026, 07:02 IST

Bank of Punjab removed from RBI Schedule II

21 Jun 2026, 07:02 IST

New Banks Designated for PMNRF Collection

21 Jun 2026, 07:02 IST

Centurion Bank Renamed in RBI Second Schedule

21 Jun 2026, 07:02 IST

LC Bill Discounting: Risk Weight Shift to Issuing Bank

21 Jun 2026, 06:54 IST

UCB Investment Classification: Special HTM Shift & Valuation Relief

21 Jun 2026, 06:54 IST

Currency Chest Facility for UCBs: Eligibility Norms

21 Jun 2026, 06:54 IST

UCBs: Risk Weight on LC Bills Revised

21 Jun 2026, 06:38 IST

RBI Hikes NRE Deposit Rate Cap for UCBs to LIBOR+100 bps

21 Jun 2026, 06:38 IST

RBI Raises Export Credit Ceiling to LIBOR + 100 bps

21 Jun 2026, 06:38 IST

Credit Cards to Directors: Section 20 Exemption

21 Jun 2026, 06:38 IST

UCB ATM Setup Norms Relaxed: New Eligibility & Approval Routes

21 Jun 2026, 06:30 IST

UCBs: Risk Weight on CRE Exposures Hiked to 150%

21 Jun 2026, 06:30 IST

RBI fines Five Star Business Finance ₹6.20 lakh for KYC, fair practice lapses

21 Jun 2026, 06:30 IST

UCBs advised to consider aligning loan policies with National Building Code of India 2005

21 Jun 2026, 06:23 IST

Higher Standard Asset Provisioning for UCBs on Select Sectors (including housing loans above Rs.20 lakh)

21 Jun 2026, 06:23 IST

RBI Bans FX Swaps on Innovative Tier I/II Bonds

21 Jun 2026, 06:23 IST

CRR Floor Removed, Exemptions Continue at 5%

21 Jun 2026, 06:23 IST

CRR Floor Removed for Urban Co-op Banks; Rate Unchanged at 5%

21 Jun 2026, 06:18 IST

CRR Floor Removed, Status Quo Maintained at 5%

21 Jun 2026, 06:18 IST

Capital Market Exposure Norms Rationalized

21 Jun 2026, 06:18 IST

CRR Exemption for UCBs on Interbank and CBLO Liabilities

21 Jun 2026, 06:18 IST

UCBs: Property Valuation & Valuer Empanelment Norms

21 Jun 2026, 06:04 IST

Relief for Debt-Stressed Farmers: UCBs Must Waive Interest & Reschedule Loans

21 Jun 2026, 06:04 IST

RBI Cuts NRE Deposit Rate Ceiling for UCBs, Caps Loans Against NRE Deposits

21 Jun 2026, 05:56 IST

RBI mandates fair bank charges framework

21 Jun 2026, 05:56 IST

RBI Cuts NRE and FCNR(B) Deposit Rate Ceilings

21 Jun 2026, 05:56 IST

RBI Tightens ADR/GDR Voting Rules for Banks

21 Jun 2026, 05:56 IST

Ganesh Bank of Kurundwad Removed from RBI Schedule II

21 Jun 2026, 05:56 IST

RBI Hikes Standard Asset Provisions & Risk Weights (Jan 2007)

21 Jun 2026, 05:56 IST

CRR Hiked by 50 bps in Two Stages from Feb 17, 2007

21 Jun 2026, 05:51 IST

CRR Hiked for Urban Co-op Banks by 50 bps in Two Stages

21 Jun 2026, 05:51 IST

RBI Doorstep Banking Guidelines 2007

21 Jun 2026, 05:46 IST

CRR Floor/Ceiling Retained; Rate Hiked to 6%

21 Jun 2026, 05:46 IST

CRR Maintenance for Urban Co-op Banks: March 2007 Update

21 Jun 2026, 05:46 IST

CRR Exemption on Select Liabilities Withdrawn, New Norms Effective

21 Jun 2026, 05:46 IST

Disclosure of Complaints and Ombudsman Awards with Financial Results

21 Jun 2026, 05:46 IST

RBI Bans UCB Loans for Kisan Vikas Patra Purchases

21 Jun 2026, 05:35 IST

Prudential Limits on Inter-Bank Liabilities

21 Jun 2026, 05:35 IST

UCBs: Scheme for Reasonable Bank Charges

21 Jun 2026, 05:35 IST

United Western Bank removed from RBI Second Schedule

21 Jun 2026, 05:35 IST

RBI Expands Fair Practices Code to All Loans

21 Jun 2026, 05:35 IST

RBI Prohibits Loans for Acquisition of Kisan Vikas Patras (KVPs) and Other Small Savings Instruments

21 Jun 2026, 05:35 IST

UCB Directors Can Now Get Loans Against Own FDs and LIC Policies

21 Jun 2026, 05:35 IST

RBI Clarifies Extraordinary Circumstances for Floating Provisions Use

21 Jun 2026, 05:35 IST

RBI Exempts Fresh NRE Term Deposits of 3+ Years from CRR/SLR for UCBs (June 19, 2026)

21 Jun 2026, 05:25 IST

RBI fines Pahal Financial Services ₹3.10 lakh for KYC lapses

21 Jun 2026, 05:25 IST

RBI fines Can Fin Homes ₹2.70 lakh for Fair Practices Code breach

21 Jun 2026, 05:25 IST

RBI Cracks Down on Export Advance Guarantee Arbitrage

21 Jun 2026, 05:18 IST

CRR Hiked by 50 bps in Two Stages from April 2007

21 Jun 2026, 05:18 IST

Public beta — plain-English informational summaries. Always verify against the official RBI source (circular number cited on every page) before making compliance, credit, treasury, audit, or operational decisions. · Join our WhatsApp channel ↗