Drawing Power Calculator

Standard cash-credit/overdraft Drawing Power method (paid-stock less margin, plus eligible receivables less margin, capped at the sanctioned limit). Margin percentages and the exact treatment of sundry creditors are set by your own bank’s sanction terms, not a single RBI-fixed number -- enter the figures from your own sanction letter/policy.

This is a working aid to help you estimate faster -- not legal, accounting or credit-sanctioning advice, and not a substitute for your bank’s own policy, sanction terms, or the official RBI source. Always confirm the exact current figures on rbi.org.in before relying on any number here.