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KYC / AML

Every RBI rule that touches KYC / AML, simplified for bankers. 0 published.

OverviewKnow Your Customer and Anti-Money-Laundering obligations form the compliance backbone of every regulated entity. The KYC master direction covers customer due diligence, risk categorisation, periodic updation, beneficial-ownership identification, video-based and digital KYC, dealing with the Central KYC Registry, and reporting to financial-intelligence authorities. Failures here are among the most heavily penalised compliance lapses.
Key dataSee the numbers behind KYC / AML: RBI Penalty Tracker — monetary penalties RBI imposed on regulated entities, updated from official RBI data. Related live data: Bank Health Scores.
Key termsPlain-English definitions of the terms on this page — see the full Indian banking glossary. KYC / AML · Master Direction · Deposit insurance (DICGC)
Part of clusterThis topic is part of the Compliance & Prudential Norms cluster — explore related rules, FAQs and live data across the theme.

Latest circulars in this cluster

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Frequently asked questions

How often must KYC be updated?

Periodic updation is risk-based — high-risk customers are reviewed more frequently than low-risk ones — with defined cycles. The current periodicity is set out in the KYC master direction tracked below.

Is video KYC permitted?

Yes. Video-based Customer Identification Process is an accepted channel for onboarding and updation, subject to defined safeguards on liveness, geotagging and record-keeping.

What is the Central KYC Registry?

It is a central repository of KYC records that regulated entities upload to and retrieve from, reducing repeated documentation for customers across institutions. Obligations to use it are in the applicable circular.

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