HomeCirculars › RBI/2010-11/55

Master Circular on Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)

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Issued by RBI: 01 Jul 2010  ·  Decoded by BankPulse: 20 Jun 2026, 13:56 IST
⏱ ~2 min read
📄 Official RBI source ↗
Quick answerRBI consolidates all instructions on the SRMS scheme for rehabilitating manual scavengers. Banks must implement the scheme by December 31, 2009, with spillover cases up to March 31, 2010, replacing the old NSLRS scheme. Key features include capital subsidy, concessional loans, and capacity building.

What changed

RBI issued a Master Circular consolidating all existing guidelines on the Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS) as of July 1, 2010, incorporating instructions up to June 30, 2009. The circular replaces the earlier National Scheme for Liberation and Rehabilitation of Scavengers (NSLRS), which stopped receiving government funding in 2005-06. Banks are now directed to implement SRMS with a fixed timeline: complete implementation by December 31, 2009, with spillover in inevitable cases up to March 31, 2010.

What it means for you

Banks must prioritize the SRMS scheme as a national priority, focusing on identifying and rehabilitating the remaining 3,42,468 manual scavengers and their dependents. The scheme offers capital subsidy and concessional loans, requiring banks to monitor progress closely at all controlling levels. Failure to meet deadlines could lead to scrutiny, as the government expects resolute implementation.

What you must do

Who it affects

All Indian Public Sector Banks (excluding RRBs), Manual scavengers and their dependents, Ministry of Social Justice and Empowerment

What is the deadline for implementing the SRMS scheme?

The scheme must be implemented by December 31, 2009, with spillover in inevitable cases allowed up to March 31, 2010.

How many manual scavengers are yet to be rehabilitated?

According to state survey reports, 3,42,468 manual scavengers and their dependents remain to be rehabilitated under SRMS.

What happens to the old NSLRS scheme?

The NSLRS scheme has been stopped since 2005-06 due to lack of government funding, and banks must now implement SRMS in its place.

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AI-drafted · 3-model AI consensus fact-check · under the editorial review of Vikram Jain · decoded & published by BankPulse · 20 Jun 2026, 13:56 IST
Official RBI source: https://www.rbi.org.in/Scripts/NotificationUser.aspx?Id=5839&Mode=0 — Plain-English summary by BankPulse (bankpulse.ai), reviewed by Vikram Jain. Independent platform, not affiliated with the Reserve Bank of India; never reproduces RBI text verbatim.